How right you are !!!!!!!

THE mood of consumers has not improved, despite new reports of a boom.

Households ended last year saying they are not feeling any uplift in their incomes, even though employers’ body Ibec claims households have never been better off. The KBC Bank/Economic and Social Research Institute report shows consumer confidence effectively unchanged in December.

The consumer sentiment index fell slightly to 103.2 in December, down from 103.6 the previous month.

Analysis by KBC economist Austin Hughes shows the booming economy contrasts with limited gains in average living standards.

He said most consumers were aware national economic figures were showing an improvement, but they were only seeing limited improvements in their personal financial situation.