Qualification for State Pension

Charlie Weston writing in todays Irish Independent (1st. August 2016).  When you sign up for Job Seekers Benefit you are declaring that you are fit and available for work.  When you sign up for “Credits” you are in effect signing for Job Seekers Benefits (not the allowance itself).  There seems to be a blind eye turned to this aspect of those of a certain age, to get over the rules and regulations that to sign for credits you must declare you are fit and available for work. (Murphy’s Law).

THERE has been a spike in the number of 65-year-olds getting dole payments as they do not yet qualify for a State pension. The rules changed at the start of 2014, which means that people now do not qualify for the State contributory pension until they reach 66. Up until then, there had been a state transitional pension that kicked in when people reached 65, after which they went on to the full State pension at 66. Age Action has called for changes to the rules in order to ensure that older people do not have to claim the dole. Figures obtained from the Department of Social Protection by Age Action for the numbers of people getting Jobseeker’s Benefit by age show that there are 489 people aged 64 getting the payment. This is fairly consistent with the numbers between the ages of 60 and 63. But there is a large spike in the numbers to almost 2,500 for those aged 65. Age Action spokesman Justin Moran said: “If you look at the figures, no other age group is on Jobseeker’s like the 65-year olds. Even 35-year-olds have half the number.” He said the only possible explanation was that people had to leave their jobs at 65 but could not get the State pension until they were 66. Abolished At the start of 2014, the traditional State pension, paid from the age of 65, ceased to exist. This means that instead of getting the full contributory pension of €233 a week, those who retire from that date will instead have to apply for Jobseeker’s Benefit. By 2028, the qualification age for the State pension is set to rise to age 68. Mr Moran said the figures showed there was a strong argument to bring back some sort of transitional pension payment. “The decision to abolish the transition pension was simply not thought through. We have growing numbers of older people forced out of their jobs for no other reason than they’re turning 65, but they must wait another year before they’re entitled to the State Pension. “It is madness to force experienced, capable workers out of their jobs and to put them on the dole.” He called for this country to adopt the same approach as Britain, Canada, Australia and New Zealand, where mandatory retirement ages were abolished.

 

One Response to Qualification for State Pension

  1. patrick joseph mc August 1, 2016 at 5:17 pm #

    I have spoken and written about this problem in the past. It arises from not having joined up thinking, In the past one not get the transitional pension if earned above a few euro per week but when one reached 66 one was free to resume full time work and earn any wage. The biggest cause of this spike is public servants who joined the public service after 1995 where a portion of the pension is paid by dept of social protection as they pay full PRSI.The public service regulations stated mandatory retirement age was 65 but that changed around 2006 to a minimum retirement age of 65 with no maximum. Many of those forced to retire after nearly 20 years had a public service pension of a less than 100 euro and had to sign to get the extra few euro to survive. Many are female who returned to work but not exclusively . Public Servants who joined after 1995 will loose portion of their pension if they take up employment and no one wants to face that problem either. The majority of those public servants were members of trade unions who remained silent

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